Here are some answers to frequently asked questions, however if you do not find what you are looking for, please send an E-mail to: contactus@autoloanfinders.com. 

Auto Loan Finders does more than just offer lenders and services. We give you the information to help you to get approved an auto loan and tips on what you can do if you get turned down for a car loan as well as which lenders and services offer the right products or services for you.

Auto Loan Finders is not a lender. We give you information for you to utilize and direct you to financial products or service providers that best meet your needs. This auto loan and credit service is absolutely free for you, and you will never be required to pay a fee!  This service merely puts auto dealers and lenders together with buyers searching for the best deal on an auto loan for the purchase on a new or used car, truck, van or SUV.

Each lender that we work with has their own procedures for processing loans. The best way to find out exactly what to expect is to contact the lender that you applied with or check their FAQ’s. If you have trouble remembering which lender you applied with or cannot find their contact information, contact us via E-mail and we will provide you with the correct contact information.

This can only be determined once you complete and submit your auto loan application.  Each individual has different requirements that need to be met; therefore the interest rate will vary depending on each individual. Different auto lenders have different criteria they look for when making auto credit decisions.  Some factors may include employment, credit history, etc. By apply through our web-site, gives you a greater chance of getting approved because of the relationships we have established with different lenders that compete to provide you with the best rate on your auto loan. 

This will depend upon what area your request is in. In most instances you will receive e-mail from the Lender as to whether you were approved or not either by email or via the telephone.

Congratulations.  Take your auto loan approval documents along with any funding stipulations such as your paycheck stub to your local participating auto dealership.  Be prepared to take delivery of your new or used car immediately.  The dealer will help you select the right vehicle for you at a payment you can afford. 

YES!!  In most cases our new and used car dealers can get you an auto loan the same day and you can take delivery of your new car, truck or van immediately.  

Two reasons:  First, these dealers have a reputation to uphold.  They don’t want you to have a bad car buying experience, so they bend over backward to get you a fair deal; AND if you should have a problem with the car, they are always there to help you!  Second, new car dealers generally will do business with many lenders that specialize in auto loans for people with bad credit, no credit, repossessions or other credit situations.  These auto lenders typically will not make auto loans to the public.  For bad credit auto loans, new car dealers are the best source for good people with bad credit. Lenders put a lot of trust in the quality of their collateral (YOUR NEW or Used CAR) when making an auto loan. These auto lenders want to make sure the new or used car dealer will be there to stand behind your car.  The dealer also has professional auto finance staff to assemble your auto loan package to make your auto loan funding go as smoothly as possible. 

Bad credit auto loans cannot be done for private party sales, which means you will have to purchase your car from a dealer. The dealer is the one who helps get you into the car by offering the bad credit auto loan. A private party cannot do this. Most online auto loan companies will take your application, and then hand it over to a dealer in your area who is willing to work with people who need a bad credit auto loan. The most important thing to remember is that dealers want to sell cars. They are willing to work with you to find a way to get you into a car. If you have been referred to car  dealerships and they are not able to help you, please contact me to help you find one that can!

Absolutely not.  Another great reason to buy you car, truck or van from one of our participating car dealers.  Most auto credit programs require you to purchase a 2000 or newer vehicle with 80,000 miles or less.  They actually prefer to make auto loans for vehicles that are 2003 or newer with less than 35,000 miles.  The newer the car and lower the mileage on the car, the better auto loan terms the bank will be willing to give. 

Should you have further questions about auto loans, auto credit or auto lenders while making you buying decision, feel free to send the auto loan experts an email at contactus@autoloanfinders.com.

We have tried to anticipate any question you may have while considering the purchase of a new or used car, truck, van or SUV.  However, we realize every situation is different and we may have missed a few topics. Check back with us periodically for our experts cover fresh topics regarding auto loans and auto credit in detail.